Insurance Services
Express Restaurant Services offers an exclusive restaurant only Property and Casualty Insurance Program and Workman's Compensation Program though McGriff, Seibels & Williams (MSW). These programs are one of the times where it pays to have a middle man! Due to our very large network, we are able to provide insurance programs at greatly reduced rates as compared to going direct. There is power in numbers, and Express Restaurant Services is able to pass along cost savings to our clients by bundling the buying power of hundreds of restaurants yielding industry low rates. Express Restaurant Services and MSW will provide you with a comprehensive, customized insurance package which includes:
Property and Casualty
- Operational Loss Control
- Low Deductibles
- Building and Contents Coverage
- Business Interruption Coverage
- General Liability Coverage
- Liquor Liability Coverage
- Crime and Employee Dishonesty
- Spillage Coverage
- Periodic Risk Management Review
- Employee Practices Liability Coverage
- Food Borne Illness
- Workplace Violence Business Interruption Coverage
Employee Accident Coverage
- Workers' Compensation
- Non Subscription (Texas Only)
ERS also offers the same great volume producing savings on Health, Dental and Vision insurance for key employees and Limited Benefit Health Plans for hourly employees. Through our health insurance partner, Cigna, we are able to provide you and your employees enhanced coverage at lower rates as compared to what you might be able to receive through your stand- alone insurance broker or going direct to the insurance company yourself. Our health insurance programs include:
Major Medical (for owners, managers and key executives)
- Health
- Dental
- Vision
Minimum Limited Benefit Health Plan for Hourly Employees
To inquire about our great insurance programs, or have ERS complete a rate analysis to see exactly how much we can save your business, please call 1.866.962.4922 or email ersinfo@theexpressteam.com.
We look forward to partnering with you!